Since my unforeseen departure from my job in February, we’ve done a pretty good job (IMO) at cutting as many of our monthly expenses as we can. I thought I would outline the things we’ve done to accomplish that.
We had every intention of canceling our video service and only continue with internet service from our current cable provider. We were resigned to the fact that the internet package we wanted was going to be $79.99/month which we were okay with considering we have Netflix, Hulu, and Amazon Prime. But when Nicole called the our cable provider, they offered us the internet package we wanted along with basic cable service with HD for only $60/month. We’re saving $20 a month over what internet only would have cost and we’re getting basic service along with it. Admittedly, we do still have our security package with the cable provider, but the service is on the way out and should be completely gone sometime in November/late December. We’re awaiting the shipment of our Almond 3 device which we should be able to use with all our zigbee enabled security devices and set up automatic alerts to our phones. We’ll basically have the same comfort level of having a home automation/security service without a monthly fee.
Okay, I’m taking a little latitude with this one since we switched to Magicjack a while ago, but it deserves to be mentioned! For less than $4 a month, it’s hard to beat unless you do away with a landline altogether. We could just cut the landline totally, but for me, having the comfort of a landline is worth the few bucks a month.
In the category of it doesn’t hurt to ask, Nicole called our auto insurance agent and basically said, hey we’re driving much less now because Joe is out of work and I don’t drive much and we can’t afford what we have. What happened? They were able to drop our insurance by about $80 every 6 months. Call and ask, it doesn’t hurt!
We switched to Ting Wireless back in April. Switching to Ting Wireless has by far been the best cost savings thing we have done so far. I wish we would have done it long ago. We used such little data and voice back in August, our bill was just over $30. That’s for two smartphones for a month! Compared to our $135/month AT&T bill, it makes me feel like I was getting robbed by AT&T. Check out Ting Wireless here.
Those are the ones that come to mind first. There have been several others which have definitely helped us save a few dollars over the last few months. We’ve wrote about several other things which may not add up to much right away, but they do contribute to our “blow” money. We use different reward programs such as Discover cashback, Shopkick, Bing, Swagbucks and survey places like Harris Polls and Pinecone research.